This is an investment where funds are placed for a specific period at a fixed interest rate. Interest is earned on these funds and can be recapitalized. It is a disciplined type of target savings as the funds are expected to stay for the period of time as agreed. One can see his/her funds grow overtime. This product is designed to encourage long tenure savings of idle funds from individuals and corporate organizations.

Placement Tenor varies from 30days, 60days, 90days, 120 days and etc.

This is a medium/long term savings plan opened for children by their parents /guardians to safeguard the future of their children or wards. It helps the parents plan and work towards sending their children to the best schools of their choice.

Parents can save towards their children's school fees and their university education.

This facility is availed to individual business owners, Corporate Organizations and Entrepreneurs who are in need of bridge financing.

Hertrade Credit assist organisations/ Business through the following ways:

1. Assist in the expansion of your business
2. Assist in meeting the financial needs of your business
3. Augment the working capital needs of your business

Staff who have their salary account domiciled with us get to enjoy salary advance.

This is a loan facility availed to salary earners pending the receipt of their monthly salary.

This is to enable them meet urgent financial obligation before their salaries are paid.

This lease facility involves Organisations and staff member acquiring assets such as computers, household equipment, and payment being spread over for a period of time.

This is a type of loan availed to individual who are employee of reputable companies such as banks, oil and gas, telecommunication and son on that are in need of financial support to meet his/her financial obligations.

This is a loan facility designed to meet urgent needs and bridge liquidity gaps of salary earners in public establishments. It is structured against monthly salary.

1. The net salary determines the loan amount to be availed.
2. Competitive interest rate.
3. Seamless service delivery.
4. Convenience in repayment
5. Flexible tenor